What is the Meaning of Love ?

There are many different meanings of love. This is primarily because love is different to every person who feels it. To some, love is more important than it is to others. To some people, love is more a physical connection than a mental or physical one. Here are some common ideas about what the meaning of love is:

• For some, the meaning of love is caring more about someone than you do about yourself. People who believe this notion are the types who would spare their lives to save the life of those they love.
• To others, love is the idea of not wanting to live without someone. Close your eyes and think about the person you care about no longer being in your life. The idea is sure to sadden anyone. This is the very heart of what love is to some people.
• For many people, the meaning of love is one part honestly and another part trust. The two must go hand in hand. After all, if you cannot trust someone to be honest with you, you probably do not honestly trust someone.
• Love can also mean never ending. Love is one of the few things that can be quite hard to break. To many, this continuity provides comfort.
• A quote found on many websites is that love is what makes you smile when you are tired

Conclusion:

Everyone has a different idea of what love is but each person has similar feelings of love. Keep true to your own personal idea of love and you are sure to have meaning eternally.

Answer this Honestly . Don’t rush , think about it and then answer this very important question . If you get a salary cut of 10% and you have to live with 90% of your salary , how will it affect you ? In this article we will see some important insight on spending habit and psychological issues .

Most of the people do not save anything at the end of the month and the biggest reason is that they are not left with anything (as they say) . “Supply creates its own demand” , This applies to Personal spending also . when we have money in our hand we will come up with all the reasons why we have expenses and why we cant with any money less than that . Answer these following questions .

If you get a salary cut by 10% , will you be able to

- Pay your Rent
- Meet all the household expenses
- Pay your children fees
- Spend on all the important things like Entertainment , eating out , occasional
splurging etc etc .

I can bet that most of you will have answer in YES !! . If people control and prioritize their spending , It totally possible to live in 90% of salary. Just close your eyes and imagine a situation that you are now earning just 90% of your regular salary . Small savings can make up large chunk of investments . If you try to answer the above questions , the answer would be a YES for almost all of you . There can be some exceptions , but i am talking about majority .

For some people , they may require cutting on totally useless stuff and reducing expenses on something which can/should be reduced . Some of the examples are

• If you see go out 5-6 times a month , reduce it to 3-4
• If you see 5 movies a month , reduce it to 4
• Anything where you can do with less spending .

Does saving 10% means that you start living a Frugal life

Please understand that Saving money does not mean depriving yourself . The only thing i am saying is We Indians especially in Metro cities have slowly started going the American Way, ie. Spending more than what they can earn. From last couple of years , we are using to much of credit cards in wrong way .

We are a nation which saves but do not invest properly , and now we Indians have started spending like never before . Spending is good , Spending on useless stuff or stuff we can do without can be like cancer . It will not hurt you immediately , but kill you some day .

Now after you have realised that we can really live with 90% of our salary , what can we do with it . SAVE IT !! , what else . I believe (and i can prove) that saving 10% of your salary is only what you need to do to achieve all your goals in Future , provided you Start Early and Have realistic goals .

A person who is 25 yrs old and earning 40,000 per month if saves 10% will his retirement(60 yrs) would be having anywhere from 2.3 crores to 6 crores if he earns anywhere from 12%-16% in long term which is totally acceptable . See how to calculate this in this video .

What to do ?

Next time you get your salary , take 10% out of it and deposit it in some other bank account . Just try to see if you can do with 90% of your salary . I bet you can do it . Saving 10% of your salary can have drastic effect on your investments . You can create nice wealth using Equity in long term .

Conclusion

We dont save because we think we cant save . Whereas if you try its totally possible . Just to try do this next month

- When you get your salary , take 10% out of it and deposit it in some other account and try to live with 90% of your salary , see what all your are missing and if you are facing some difficulty or not .

Around the world millions of children are not getting a proper education because their families are too poor to afford to send them to school. In India, one schoolboy is trying change that. In the first report in the BBC’s Hunger to Learn series, Damian Grammaticas meets Babar Ali, whose remarkable education project is transforming the lives of hundreds of poor children.

At 16 years old, Babar Ali must be the youngest headmaster in the world. He’s a teenager who is in charge of teaching hundreds of students in his family’s backyard, where he runs classes for poor children from his village.

The story of this young man from Murshidabad in West Bengal is a remarkable tale of the desire to learn amid the direst poverty.

Babar Ali’s day starts early. He wakes, pitches-in with the household chores, then jumps on an auto-rickshaw which takes him part of the 10km (six mile) ride to the Raj Govinda school. The last couple of kilometres he has to walk.

The school is the best in this part of West Bengal. There are hundreds of students, boys and girls. The classrooms are neat, if bare. But there are desks, chairs, a blackboard, and the teachers are all dedicated and well-qualified.

As the class 12 roll-call is taken, Babar Ali is seated in the middle in the front row. He’s a tall, slim, gangly teenager, studious and smart in his blue and white uniform. He takes his notes carefully. He is the model student.

Babar Ali is the first member of his family ever to get a proper education.

“It’s not easy for me to come to school because I live so far away,” he says, “but the teachers are good and I love learning. And my parents believe I must get the best education possible that’s why I am here.”

Raj Govinda school is government-run so it is free, all Babar Ali has to pay for is his uniform, his books and the rickshaw ride to get there. But still that means his family has to find around 1,800 rupees a year ($40, £25) to send him to school. In this part of West Bengal that is a lot of money. Many poor families simply can’t afford to send their children to school, even when it is free.

Chumki Hajra is one who has never been to school. She is 14 years old and lives in a tiny shack with her grandmother. Their home is simple A-frame supporting a thatched roof next to the rice paddies and coconut palms at the edge of the village. Inside the hut there is just room for a bed and a few possessions.

Every morning, instead of going to school, she scrubs the dishes and cleans the homes of her neighbours. She’s done this ever since she was five. For her work she earns just 200 rupees a month ($5, £3). It’s not much, but it’s money her family desperately needs. And it means that she has to work as a servant everyday in the village.

“My father is handicapped and can’t work,” Chumki tells me as she scrubs a pot. “We need the money. If I don’t work, we can’t survive as a family. So I have no choice but to do this job.”

But Chumki is now getting an education, thanks to Babar Ali. The 16-year-old has made it his mission to help Chumki and hundreds of other poor children in his village. The minute his lessons are over at Raj Govinda school, Babar Ali doesn’t stop to play, he heads off to share what he’s learnt with other children from his village.

At four o’clock every afternoon after Babar Ali gets back to his family home a bell summons children to his house. They flood through the gate into the yard behind his house, where Babar Ali now acts as headmaster of his own, unofficial school.

Lined up in his back yard the children sing the national anthem. Standing on a podium, Babar Ali lectures them about discipline, then study begins.

Babar Ali gives lessons just the way he has heard them from his teachers. Some children are seated in the mud, others on rickety benches under a rough, homemade shelter. The family chickens scratch around nearby. In every corner of the yard are groups of children studying hard.

Babar Ali was just nine when he began teaching a few friends as a game. They were all eager to know what he learnt in school every morning and he liked playing at being their teacher.

Now his afternoon school has 800 students, all from poor families, all taught for free. Most of the girls come here after working, like Chumki, as domestic helps in the village, and the boys after they have finished their day’s work labouring in the fields.

“In the beginning I was just play-acting, teaching my friends,” Babar Ali says, “but then I realised these children will never learn to read and write if they don’t have proper lessons. It’s my duty to educate them, to help our country build a better future.”

Including Babar Ali there are now 10 teachers at the school, all, like him are students at school or college, who give their time voluntarily. Babar Ali doesn’t charge for anything, even books and food are given free, funded by donations. It means even the poorest can come here.

“Our area is economically deprived,” he says. “Without this school many kids wouldn’t get an education, they’d never even be literate.”

Seated on a rough bench squeezed in with about a dozen other girls, Chumki Hajra is busy scribbling notes.

Her dedication to learning is incredible to see. Every day she works in homes in the village from six in the morning until half past two in the afternoon, then she heads to Babar Ali’s school. At seven every evening she heads back to do more cleaning work.

Chumki’s dream is to one day become a nurse, and Babar Ali’s classes might just make it possible.

The school has been recognized by the local authorities, it has helped increase literacy rates in the area, and Babar Ali has won awards for his work.

The youngest children are just four or five, and they are all squeezed in to a tiny veranda. There are just a couple of bare electric bulbs to give light as lessons stretch into the evening, and only if there is electricity.

And then the monsoon rain begins. Huge big drops fall as the children scurry for cover, slipping in the mud. They crowd under a piece of plastic sheeting. Babar Ali shouts an order. Lessons are cancelled for the afternoon otherwise everyone will be soaked. Having no classrooms means lessons are at the mercy of the elements.

The children climb onto the porch of a nearby shop as the rain pours down. Then they hurry home through the downpour. Tomorrow they’ll be back though. Eight hundred poor children, unable to afford an education, but hungry for anything they can learn at Babar Ali’s school.

Courtesy:

http://news.bbc.co.uk/2/hi/south_asia/8299780.stm